Taxes Decoded
Everything you need to know about Indian income tax, capital gains, and salary optimization for FY 2026-27 / AY 2027-28. Built on the Income-tax Act, 2025 and CBDT threshold tables for AY 2026-27.
Tax Guides
Comprehensive guides for every taxpayer profile.
Salaried Employee Guide
CTC to take-home, regime comparison, HRA, 80C, 80D, NPS, worked examples.
Read Guide →Freelancer & Consultant Guide
Section 44ADA, presumptive taxation, advance tax, GST vs income tax.
Read Guide →Investor & Capital Gains Guide
Equity, real estate, crypto, buybacks, set-off rules, loss harvesting.
Read Guide →Startup Founder & ESOP Guide
ESOP taxation, deferral, 80-IAC tax holiday, unlisted shares, 54GB.
Read Guide →Section 87A Rebate — Zero Tax up to ₹12L
Who qualifies, salary vs business income, regime comparison, worked examples.
Read Guide →House Property & Home Loan
Section 24(b), 80C principal, 80EE, 80EEA, joint ownership, pre-construction interest.
Read Guide →TDS & Withholding Tax
TDS on salary, interest, rent, professional fees, crypto, PAN-Aadhaar penalty.
Read Guide →ITR Filing & Compliance
Which ITR form, deadlines, penalties, advance tax, revised and updated returns.
Read Guide →CTC Anatomy
All 30 CTC components explained — taxable vs exempt, perquisites, ₹7.5L cap.
Read Guide →Corporate NPS — Section 80CCD(2)
Employer NPS 14% New / 10% Old private, ₹7.5L cap, CTC restructure, HR email draft.
Read Guide →Pan-Aadhaar Link Guide
Mandatory linking deadline, consequences of non-linking, how to check status, exceptions.
Read Guide →Tax Calculators
Interactive tools to estimate your tax liability.
Income Tax Calculator
Full CTC breakdown with Old vs New regime comparison.
Open Calculator →New vs Old Regime Comparator
Side-by-side comparison with visual chart.
Open Calculator →Freelancer Tax Calculator
44ADA eligibility and both-regime tax computation.
Open Calculator →Capital Gains Calculator
STCG/LTCG with holding period check and set-off suggestions.
Open Calculator →ESOP Tax Calculator
Perquisite, deferral window, and CG computation.
Open Calculator →Home Loan Tax Calculator
Section 24(b), 80C principal, and tax saved.
Open Calculator →Gratuity Calculator
15/26 vs 15/30 payout, Section 10(10) split, ₹20L cap.
Open Calculator →Advance Tax Calculator
15/45/75/100 schedule, 234B/234C interest, Challan 280.
Open Calculator →Notice Buyout Calculator
26/30 divisor, leave offset, joining-bonus TDS.
Open Calculator →From the Blog
Actionable guides to save more tax.
Corporate NPS under 80CCD(2)
Employer NPS caps, CTC restructure example, and HR enrollment email.
Read Post →Negotiate Your Offer Letter Tax-Smart
5 email templates to save ₹40,000+ in tax before you join.
Read Post →Tax-Saving Checklist for Salaried Indians
The 20-point checklist to pay zero tax on ₹12L.
Read Post →Freelancer Tax Mistakes Costing You Lakhs
11 mistakes every freelancer makes in Year 1.
Read Post →Tax Glossary
Confused by a term? Our glossary covers 493 terms — from CTC to Section 139(8A).
Open Glossary →